In a world that constantly encourages us to strive for more, move faster and achieve the next goal, happiness can sometimes feel like something waiting for us in the future. We tell ourselves we will be happy when we earn more, travel more, retire, renovate the...
Superannuation is one of the most powerful tools Australians have to build long-term financial security. Yet, for many young people, it remains out of sight and out of mind. They may see it as something for “future them” to worry about — a distant concept that...
While most people are aware of the importance of regular aerobic exercise, the significance of resistance training (aka weight or strength training) is often overlooked. It’s recommended that adults engage in at least two 20- to 30-minute resistance training sessions per week, besides aerobic activities. If...
Sometimes, it may seem as though we have no connection to our formerly young, now-adolescent children. It can be difficult to relate with teenagers as they navigate adolescence by developing their own interests, experimenting with various social groups, testing boundaries, and taking risks. They each develop distinct...
When you run a small business, there are plenty of obvious things to protect — your premises, equipment, vehicles, stock and employees. But one of the greatest risks facing many professional and service-based businesses can be much harder to see. It is the risk attached to...
Australians face “recession-like” conditions as the nation’s increasing reliance on population growth over productivity catches up with policy-makers. The economy is likely to avoid a technical recession, defined as two consecutive quarters of contraction, but it won’t feel like it to Australian households, Deloitte Access Economics...
Australian households are the most persistently pessimistic they have been since the early-1990s recession, after a fourth Reserve Bank rate rise. Following the RBA’s decision to lift interest rates to the highest level since 2011, confidence among Australian consumers plunged about 20 per cent, according to...
Australian businesses will need time to adjust to the new ban on card surcharges as the major banks prepare for a potential merchant fees war. The change, driven by the central bank to give consumers transparency at the till, only came into effect on Thursday. Commonwealth Bank...
Small business owners need help – not regulation – to battle growing cyber threats, industry groups say. Business representatives addressed a cybersecurity inquiry at small and medium-sized enterprises in Canberra on Tuesday, as threats from artificial intelligence-assisted criminals continue to grow. Plain-spoken government guidance and tax-breaks for...
Home buyers are holding off to see where the falling Australian housing market lands as high interest rates, stubborn living costs and federal tax changes weigh on valuations. After a strong financial year of loan growth at People First Bank – Australia’s largest customer-owned bank –...